{"id":1981,"date":"2025-05-15T11:20:45","date_gmt":"2025-05-15T11:20:45","guid":{"rendered":"https:\/\/silhouettesculptpro.com\/?p=1981"},"modified":"2025-05-15T11:20:45","modified_gmt":"2025-05-15T11:20:45","slug":"valorizace-duchodu-2026-aktualni-informace-a-ocekavany-rust","status":"publish","type":"post","link":"https:\/\/silhouettesculptpro.com\/?p=1981","title":{"rendered":"Valorizace d\u016fchod\u016f 2026: Aktu\u00e1ln\u00ed informace a o\u010dek\u00e1van\u00fd r\u016fst"},"content":{"rendered":"<p>Posledn\u00ed valorizace d\u016fchod\u016f prob\u011bhla v lednu 2025 a \u010dinila v pr\u016fm\u011bru 358 K\u010d. V\u011bt\u0161\u00ed \u010d\u00e1st valorizace tvo\u0159ilo zv\u00fd\u0161en\u00ed z\u00e1kladn\u00ed v\u00fdm\u011bry o 260 K\u010d a procentn\u00ed v\u00fdm\u011bra se zv\u00fd\u0161ila jen o 0,6 %, tak\u017ee valorizace byla pro v\u011bt\u0161inu d\u016fchodc\u016f podobn\u00e1.<\/p>\n<p>Pro pot\u0159eby valorizace v roce 2026 se zohledn\u00ed d\u016fchodcovsk\u00e1 inflace od \u010dervence 2024 do \u010dervna 2025. Sou\u010det mezim\u011bs\u00ed\u010dn\u00edch p\u0159\u00edr\u016fstk\u016f zat\u00edm dosahuje \u00farovn\u011b 2,4 %. R\u016fst re\u00e1ln\u00fdch mezd se z\u0159ejm\u011b nezohledn\u00ed.<\/p>\n<p>Mimo\u0159\u00e1dn\u00e1 valorizace v leto\u0161n\u00edm roce (2025) je velmi nepravd\u011bpodobn\u00e1, proto\u017ee dosavadn\u00ed inflace je n\u00edzk\u00e1.<\/p>\n<p><strong>\u0158\u00e1dn\u00e1 valorizace v lednu 2026<\/strong><\/p>\n<p>R\u016fst d\u016fchod\u016f p\u0159i \u0159\u00e1dn\u00e9 lednov\u00e9 valorizaci vych\u00e1z\u00ed z m\u00edry d\u016fchodcovsk\u00e9 inflace a t\u0159etiny r\u016fstu re\u00e1ln\u00fdch mezd. Inflace od \u010dervna 2024 do b\u0159ezna 2025 nyn\u00ed \u010din\u00ed 2,4 %. Moment\u00e1ln\u011b to vypad\u00e1, \u017ee p\u0159i valorizaci se bude zohled\u0148ovat pouze tato inflace.<\/p>\n<p>V p\u0159\u00edpad\u011b re\u00e1ln\u00fdch mezd se v\u017edy zohled\u0148uje rok, kter\u00fd dva roky p\u0159edch\u00e1z\u00ed valorizaci d\u016fchod\u016f. Tak\u017ee p\u0159i valorizaci v lednu 2026 se bude zohled\u0148ovat v\u00fdvoj re\u00e1ln\u00fdch mezd za rok 2024.<\/p>\n<p>Re\u00e1ln\u00e9 mzdy v roce 2024 rostly o 4,6 %. Standardn\u011b by se tento \u00fadaj prom\u00edtl do v\u00fdpo\u010dtu \u0159\u00e1dn\u00e9 valorizace d\u016fchod\u016f v lednu 2026. To se v\u0161ak nestane, proto\u017ee v p\u0159edchoz\u00edch dvou letech re\u00e1ln\u00e9 mzdy v d\u016fsledku velmi vysok\u00e9 inflace v\u00fdrazn\u011b klesaly. Z\u00e1kon o d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed \u0159\u00edk\u00e1, \u017ee aby se za\u010dal r\u016fst re\u00e1ln\u00fdch mezd p\u0159i valorizaci zohled\u0148ovat, mus\u00ed nejprve \u201edohnat\u201c p\u0159edchoz\u00ed pokles.<\/p>\n<p><strong>P\u0159edb\u011b\u017en\u00e1 kalkula\u010dka valorizace 2026<\/strong><\/p>\n<p>Aby se dala spo\u010d\u00edtat valorizace d\u016fchod\u016f 2026, mus\u00edme m\u00edt k dispozici t\u0159i \u00fadaje: r\u016fst re\u00e1ln\u00fdch mezd, v\u00fdvoj d\u016fchodcovsk\u00e9 inflace a r\u016fst pr\u016fm\u011brn\u00e9 mzdy, podle kter\u00e9 se ur\u010duje r\u016fst z\u00e1kladn\u00ed v\u00fdm\u011bry d\u016fchod\u016f.<\/p>\n<p>V\u0161echny fin\u00e1ln\u00ed ukazatele budou postupn\u011b zve\u0159ejn\u011bny v pr\u016fb\u011bhu l\u00e9ta a teprve pak bude mo\u017en\u00e9 v\u00fd\u0161i valorizace p\u0159esn\u011b spo\u010d\u00edtat. Parametry a v\u00fdpo\u010det n\u00e1sledn\u011b schv\u00e1l\u00ed vl\u00e1da ve speci\u00e1ln\u00edm na\u0159\u00edzen\u00ed, podle z\u00e1kona tak mus\u00ed u\u010dinit do konce z\u00e1\u0159\u00ed.<\/p>\n<p>Podle dosavadn\u00edho v\u00fdvoje inflace to zat\u00edm vypad\u00e1, \u017ee zv\u00fd\u0161en\u00ed u pr\u016fm\u011brn\u00e9ho d\u016fchodu by se mohlo pohybovat mezi 400 a\u017e 500 korunami, na fin\u00e1ln\u00ed \u010d\u00edslo si ale je\u0161t\u011b mus\u00edme po\u010dkat. Prvn\u00ed p\u0159edb\u011b\u017en\u00fd odhad, jak se zv\u00fd\u0161\u00ed v\u00e1\u0161 d\u016fchod, si m\u016f\u017eete spo\u010d\u00edtat v na\u0161\u00ed kalkula\u010dce.<\/p>\n<p>Berte pros\u00edm v potaz, \u017ee zat\u00edm nejde o ofici\u00e1ln\u00ed v\u00fdpo\u010det, ale pouze odhad. Kone\u010dn\u00e1 podoba valorizace 2026 se je\u0161t\u011b pravd\u011bpodobn\u011b zm\u011bn\u00ed.<\/p>\n<p><strong>Doplatek valorizace<\/strong><\/p>\n<p>Zat\u00edm je\u0161t\u011b nen\u00ed jist\u00e9, jestli bude v lednu 2026 vyplacen tak\u00e9 doplatek valorizace, tedy pom\u011brn\u00e1 \u010d\u00e1st zv\u00fd\u0161en\u00ed od 1. ledna do dne, kter\u00fd p\u0159edch\u00e1z\u00ed v\u00fdplat\u011b d\u016fchod\u016f. U\u017e d\u0159\u00edve vl\u00e1da prosadila zru\u0161en\u00ed doplatku valorizace, a to s ohledem na skute\u010dnost, \u017ee se zm\u011bn\u00ed v\u00fdplatn\u00ed obdob\u00ed z klouzav\u00e9ho na \u0159\u00e1dn\u00fd m\u011bs\u00edc. Doplatek z leto\u0161n\u00edho ledna m\u011bl b\u00fdt posledn\u00ed.<\/p>\n<p>Nyn\u00ed ale vl\u00e1da navrhuje, aby se zm\u011bna v\u00fdplatn\u00edho obdob\u00ed posunula a\u017e na rok 2027. To by znamenalo, \u017ee by se doplatek valorizace vyplatil je\u0161t\u011b v lednu 2026 a 2027. Moment\u00e1ln\u011b je n\u00e1vrh z\u00e1kona na odlo\u017een\u00ed konce doplatku v Poslaneck\u00e9 sn\u011bmovn\u011b p\u0159ed prvn\u00edm \u010dten\u00edm. Definitivn\u011b by m\u011blo b\u00fdt rozhodnuto b\u011bhem l\u00e9ta.<\/p>\n<p><strong>Mimo\u0159\u00e1dn\u00e1 valorizace<\/strong><\/p>\n<p>Sou\u010dasn\u00e1 vl\u00e1da pravidla pro mimo\u0159\u00e1dnou valorizaci zm\u011bnila. St\u00e1le v\u0161ak plat\u00ed, \u017ee mimo\u0159\u00e1dn\u00e1 valorizace prob\u011bhne v p\u0159\u00edpad\u011b, \u017ee u souhrnn\u00e9 mezim\u011bs\u00ed\u010dn\u00ed inflace dojde k p\u0159ekon\u00e1n\u00ed hranice 5 %. Pokud by se to stalo do \u010dervna, zv\u00fd\u0161\u00ed se d\u016fchody po 5 m\u011bs\u00edc\u00edch.<\/p>\n<p>Vzhledem k sou\u010dasn\u00e9 klesaj\u00edc\u00ed inflaci je to ale nepravd\u011bpodobn\u00e9, tak\u017ee do konce roku 2025 nelze mimo\u0159\u00e1dnou valorizaci o\u010dek\u00e1vat.<\/p>\n<p>Pravidla mimo\u0159\u00e1dn\u00e9 valorizace se od roku 2023 zm\u011bnila a byla \u010d\u00e1ste\u010dn\u011b nahrazena takzvan\u00fdm do\u010dasn\u00fdm p\u0159\u00eddavkem k d\u016fchodu. Hlavn\u00ed rozd\u00edl je v tom, \u017ee se ji\u017e nezohled\u0148uje cel\u00e1 m\u00edra inflace, ale pouze 60 % inflace. Zv\u00fd\u0161en\u00ed d\u016fchodu se skl\u00e1d\u00e1 ze dvou \u010d\u00e1st\u00ed \u2013 jedna p\u0159edstavuje klasick\u00e9 trval\u00e9 zv\u00fd\u0161en\u00ed procentn\u00ed v\u00fdm\u011bry a druhou tvo\u0159\u00ed do\u010dasn\u00fd p\u0159\u00eddavek vypl\u00e1cen\u00fd do konce roku. Detailn\u011b nov\u00fd mechanismus vysv\u011btluje tento \u010dl\u00e1nek.<\/p>\n<p><strong>Kdy se zapo\u010d\u00edtaj\u00ed re\u00e1ln\u00e9 mzdy<\/strong><\/p>\n<p>Ne\u017e se za\u010dne do valorizace po\u010d\u00edtat r\u016fst re\u00e1ln\u00fdch mezd, mus\u00ed se nejprve \u201edohnat\u201c p\u0159edchoz\u00ed v\u00fdrazn\u00fd propad. Podle sou\u010dasn\u00fdch odhad\u016f by k dorovn\u00e1n\u00ed mohlo doj\u00edt pravd\u011bpodobn\u011b na konci roku 2026 nebo na za\u010d\u00e1tku roku 2027.<\/p>\n<p>Prvn\u00ed r\u016fst re\u00e1ln\u00fdch mezd, kter\u00fd by se po\u010d\u00edtal do \u0159\u00e1dn\u00e9 valorizace, by tedy mohl b\u00fdt ten za rok 2027. To by znamenalo, \u017ee poprv\u00e9 se re\u00e1ln\u00e9 mzdy prom\u00edtnou do valorizace v lednu 2029. Do t\u00e9 doby se bude zohled\u0148ovat pouze inflace a valorizace d\u016fchod\u016f tedy budou v n\u00e1sleduj\u00edc\u00edch letech omezen\u011bj\u0161\u00ed.<\/p>\n<p><strong>D\u016fchodcovsk\u00e1 inflace<\/strong><\/p>\n<p>Rozd\u00edl mezi klasickou inflac\u00ed a d\u016fchodcovskou inflac\u00ed popisuje tento \u010dl\u00e1nek.<\/p>\n<p>Dosavadn\u00ed v\u00fdvoj d\u016fchodcovsk\u00e9 inflace dle \u010cS\u00da:<\/p>\n<ul>\n<li>\u010cervenec 2024: 0,5 %<\/li>\n<li>Srpen 2024: 0,3 %<\/li>\n<li>Z\u00e1\u0159\u00ed 2024: -0,3 %<\/li>\n<li>\u0158\u00edjen 2024: 0,3 %<\/li>\n<li>Listopad 2024: 0,1 %<\/li>\n<li>Prosinec 2024: -0,4 %\n<ul>\n<li>Leden 2025: 1,7 %<\/li>\n<li>\u00danor 2025: 0,1 %<\/li>\n<li>B\u0159ezen 2025: 0,1 %<\/li>\n<li>Duben 2025: -0,1 % (p\u0159edb\u011b\u017en\u00fd odhad)<\/li>\n<li>Kv\u011bten 2025: Bude zve\u0159ejn\u011bno<\/li>\n<li>\u010cerven 2025: Bude zve\u0159ejn\u011bno<\/li>\n<\/ul>\n<p>Sou\u010det d\u016fchodcovsk\u00e9 inflace do konce b\u0159ezna 2025: 2,4 %<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Posledn\u00ed valorizace d\u016fchod\u016f prob\u011bhla v lednu 2025 a \u010dinila v pr\u016fm\u011bru 358 K\u010d. V\u011bt\u0161\u00ed \u010d\u00e1st valorizace tvo\u0159ilo zv\u00fd\u0161en\u00ed z\u00e1kladn\u00ed v\u00fdm\u011bry o 260 K\u010d a procentn\u00ed v\u00fdm\u011bra se zv\u00fd\u0161ila jen o&hellip;<\/p>\n","protected":false},"author":2,"featured_media":1982,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/silhouettesculptpro.com\/index.php?rest_route=\/wp\/v2\/posts\/1981"}],"collection":[{"href":"https:\/\/silhouettesculptpro.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/silhouettesculptpro.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/silhouettesculptpro.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/silhouettesculptpro.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1981"}],"version-history":[{"count":1,"href":"https:\/\/silhouettesculptpro.com\/index.php?rest_route=\/wp\/v2\/posts\/1981\/revisions"}],"predecessor-version":[{"id":1983,"href":"https:\/\/silhouettesculptpro.com\/index.php?rest_route=\/wp\/v2\/posts\/1981\/revisions\/1983"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/silhouettesculptpro.com\/index.php?rest_route=\/wp\/v2\/media\/1982"}],"wp:attachment":[{"href":"https:\/\/silhouettesculptpro.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1981"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/silhouettesculptpro.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1981"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/silhouettesculptpro.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1981"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}